INSURANCE BAD-FAITH

Examples of bad faith include:

• Refusing to pay a valid insurance claim
• Inadequate investigation
• Refusal to defend a lawsuit
• Threats against an insured
• Refusing to make a reasonable settlement offer
• Refusing to pay the full value of your claim under the insurance policy
• Making unreasonable interpretations of an insurance policy
• Failing to explain denial decisions
• Taking too long to pay or deny an insurance claim.

Bad faith insurance can apply to any type of insurance policy—including homeowner’s insurance, health insurance, automobile insurance, life insurance, or personal injury claims.

Under Pennsylvania law, an insurer who fails to pay a covered claim or unreasonably delays the payment of a covered claim can be held responsible not only for the claim but for punitive damages as well. And the courts have a lot of motivation to discourage this type of behavior in the future.

If you believe that your insurance company is not acting in good faith and is acting unreasonably in investigating, processing, or paying you for your claim, you may have valid legal grounds to file a bad faith insurance lawsuit. The Musitief Firm is highly experienced in handling bad-faith insurance claims. An experienced attorney is essential because insurance policies are complicated documents, and insurance companies have deep pockets, teams of lawyers, and extensive negotiating experience.

If you believe that your insurance company has mistreated you, call us today for a free consultation.